About Our Loans
A major service of our credit union is to make loans to our members for worthwhile purposes. All loan applications are reviewed daily and are subject to credit approval.
We strive to give same-day service on all regular loan requests. You may apply for your loan at our offices, through the mail, by fax, or you can download an application from our website (see below). Correct and complete information enables us to expedite your loan.
There is no waiting period when applying for a loan. The amount you are eligible to borrow depends on your ability to repay, credit history and collateral value. You can make additional payments on your loan since there is no pre-payment penalty.
All rates, conditions and terms are subject to change. We offer both closed-end and revolving loans. Please visit the webpages for current rates and loan application, or click on the button below to download the application.
Direct Loan Payments (ACH Debits)
Your credit union loan payment can be debited directly from your checking account monthly. Payments are scheduled on either the 15th or the last day of the month. We need at least 72 hours’ notice prior to the payment date to add and/or make any changes. If you would like to have your credit union loan payment automatically debited from your checking, click on the button below to download the authorization form. We also need a copy of a voided check to accompany the authorization. Contact our office if you have any additional questions.
Loan Protection Insurance
Credit life is furnished up to $20,000 at no charge to eligible borrowers under age 70. The maker of the loan (not the co-maker) is covered by this insurance. Mortgage loans are excluded from credit life insurance.
Need a loan? Print out our loan application, complete and mail or fax it to our office at 330-724-2590. Contact us if you have questions.