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Mortgage, Secured, Co-Maker and Unsecured Loan Rates
To apply for a loan, print out the loan application on this site. After you have completed your application, fax or mail it to our office. Call in or e-mail your questions. Our staff is ready to assist you.
Fax: 330-379-6657
Mail: Firestone Office Federal Credit Union - 1200 Firestone Parkway - Akron, OH 44317
Rates conditions, and terms valid as of August 11, 2010 and are subject to change without notice.
All loans are subject to credit approval.
|
Mortgage Loans |
Annual Rate |
Terms |
Minimum monthly payment per $1,000 |
|
1st Mortgage* |
4.75% |
Cannot exceed 80%
loan to value. Up to 120
Months. $300,000
maximum |
$10.49 |
|
1st Mortgage* |
5.00% |
Cannot exceed 80%
loan to value. Up to 180
Months. $300,000
maximum |
$7.91 |
|
1st Mortgage* |
5.25% |
Cannot exceed 90%
loan to value. Up to
180 Months. $300,000
maximum |
$8.04 |
1st Mortgage
30/5 Balloon* |
5.25% |
Cannot exceed 80%
loan to value. Payment
based on 30 years.
Balloon due on 60th
payment. $300,000
maximum |
$5.53 |
1st Mortgage
30/5 Balloon* |
5.50% |
Cannot exceed 90%
loan to value. Payment
based on 30 years.
Balloon due on 60th
payment. $300,000
maximum |
$5.68 |
|
2nd Mortgage |
6.75% |
1st & 2nd Mortgage
cannot exceed 80% of
loan to value. Up to 120
months. 100,000
maximum |
$11.48 |
Max-H-Line
|
5.00%
Variable Rate |
1-1/2% of amount
borrowed per month.
Cannot exceed 80% of
loan to value. $100,000
maximum - 1st lien
pledged only. $50,000
maximum- 2nd lien
pledged |
N/A |
| Closing costs of $300 on all Home Equity loans are paid
by the member. These fees are subject to change at any time.
|
 *Mortgage Loans in Ohio and Tennessee Only.
FOFCU is an equal housing lender.
|
Secured Loans |
Annual Percentage Rate (APR) |
Terms |
Minimum monthly payment per $1,000 |
|
Regular Shares Pledged |
2.00% over pledged regular share rate, minimum rate of 4.50% |
Up to 120 Months |
$ 10.37 |
Term Shares Pledged
See Terms |
2.00% over pledged term share rate, minimum rate of 4.50% |
N/A |
N/A |
|
Stock Loans |
8.75% |
Up to 60 Months. Securities to be held by CU. $50,000 limit |
$20.64 |
New Automobiles
2009-2010 models
(untitled only)
36 months
48 months
60 months
72 months
|
3.50%
4.00%
4.50%
5.00%
|
Prior Year & Current Year Models-Limited to purchase price. Copy of purchase order required |
$29.31
$22.58
$18.65
$16.11
|
|
Used 2008-2009 models |
5.50% |
Up to 60 Months. Copy of purchase order required. $50,000 limit
|
$19.10 |
|
Used Automobiles, Motorcycles, Boats |
6.50% |
Up to 60 Months. Copy of purchase order required. |
$19.57 |
|
Mobile Homes,Trailers, Campers, ATVs, Jet Skis, Motor Homes |
7.25% |
Up to 72 Months
Copy of purchase order required |
$17.17 |
|
Co-Maker Loans |
Annual Percentage Rate (APR) |
Terms |
Minimum monthly payment per $1,000
|
Max-E-Line
Educational Line of Credit |
7.25% |
Up to 84 Months Copy of bills and acceptable co-maker required.
$12,000 limit |
$15.22 |
|
Co-Maker |
9.25% |
Up to 60 Months Acceptable co-maker required. $20,000 limit
|
$20.88 |
| Unsecured Loans |
Annual Rate |
Terms |
Minimum monthly payment per $1,000 |
Max A-Line
Line of Credit |
9.25% |
Up to 40 Months
$10,000 limit. Min.
advance $100 |
$ 29.14 |
|
Other Unsecured Loans |
9.25% |
Up to 40 Months
$10,000 limit |
$29.14 |
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