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Mortgage, Secured,
Co-Maker and Unsecured Loan Rates
To apply for a loan, print
out the loan application on this site. After
you have completed your application, fax or mail it to our office. Call in or e-mail
your questions. Our staff is ready to assist you.
Fax: 330-379-6657
Mail: Firestone Federal
Credit Union - 1200 Firestone
Parkway - Akron, OH 44317
Rates, conditions, and terms are valid as of July 16, 2008, and are subject
to change without notice. All loans are subject to credit approval.
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Mortgage
Loans
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Annual
Percentage Rate (APR)
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Terms
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Minimum monthly
payment per $1,000
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1st
Mortgage*
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5.75%
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Cannot
exceed 80% loan to value. Up to 120 Months. $300,000 maximum
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$10.98
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1st
Mortgage*
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6.00%
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Cannot
exceed 80% loan to value. Up to 180 Months. $300,000 maximum
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$8.44
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1st Mortgage*
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6.25%
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Cannot exceed 90% loan to
value. Up to 180 Months. $300,000 maximum
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$8.58
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1st
Mortgage 30/5 Balloon*
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6.00%
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Cannot
exceed 80% loan to value. Payment based on 30 years. Balloon due on 60th
payment. $300,000 maximum
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$6.00
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1st
Mortgage 30/5 Balloon*
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6.25%
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Cannot
exceed 90% loan to value. Payment based on 30 years. Balloon due on 60th
payment. $300,000 maximum
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$6.16
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2nd
Mortgage*
Owner Occupied
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7.00%
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1st
& 2nd Mortgage cannot exceed 80% of loan to value. Up to 120
months. 100,000
maximum
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$11.61
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Max-H-Line*
(Home Equity)
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7.00% Variable Rate
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1-1/2%
of amount borrowed per month. Cannot exceed 80% of loan to value.
$100,000 maximum- 1st lien pledged only $50,000 maximum- 2nd
lien pledged
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N/A
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Although the Home Equity
loan rate could be raised to 7.75% APR as of January 1, 2008, we're
holding the rate at 7.00% APR at this time. Closing costs of $300
on all Home Equity loans are paid by the member. These fees are
subject to change at any time.
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 *Mortgage Loans in Ohio and Tennessee
only.
FFCU is an equal housing lender.
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Secured
Loans
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Annual
Percentage Rate (APR)
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Terms
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Minimum monthly
payment per $1,000
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Regular
Shares Pledged
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5.00%
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Up to
120 Months
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$ 10.61
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Term
Shares Pledged
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see terms
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1 ½%
over pledged term share rate
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N/A
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Stock
Loans
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9.00%
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Up to
60 Months. Securities to be held by CU. $50,000 limit
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$20.77
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New
Automobiles 2007-2008 models
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6.50%
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Up to
72 Months. Copy of purchase order required. $50,000 limit
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$16.82
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Used
Automobiles, Motorcycles, Boats
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7.50%
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Up to
60 Months. Copy of purchase order required.
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$20.04
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Mobile
Homes, Trailers, Campers, Motor Homes
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7.50%
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Up to
72 Months. Copy of purchase order required. $50,000 limit
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$17.30
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Co-Maker
Loans
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Annual
Percentage Rate (APR)
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Terms
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Minimum monthly
payment per $1,000
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Max-E-Line
Educational Line of Credit
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7.50%
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Up to
84 Months. Copy of bills and acceptable co-maker required. $20,000
limit
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$15.34
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Co-Maker
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9.50%
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Up to 60 Months
Acceptable co-maker required. $20,000 limit
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$21.01
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Unsecured
Loans
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Annual
Percentage Rate (APR)
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Terms
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Minimum monthly
payment per $1,000
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Max
A-Line
Signature Line of Credit
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9.50%
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Up to
40 Months
$10,000 limit
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$29.27
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Other
Unsecured Loans
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9.50%
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Up to
40 Months
$10,000 limit
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$29.27
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